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At the scene of an accident
Knowing what to do
if you are involved in an accident can save lives and also make the
claims process easier.
- Stop your car and find out if
anyone is injured.
- Call the police or highway patrol.
Tell them how many people were hurt and the types of injuries. The
police will notify the nearest medical unit.
- Cover injured people with a blanket
to keep them warm.
- Try to protect the accident scene.
Take reasonable steps to protect your car from further damage, such as
setting up flares, getting the car off the road and calling a tow
truck.
- Ask the investigating officer where
you can obtain a copy of the police report. You will probably need it
when you submit your claim to your insurance company.
- If necessary, have the car towed to
a repair shop. But remember, your insurance company probably will want
to have an adjuster inspect it and appraise the damage before you order
repair work done.
- Make notes. Keep a pad and pencil
in your glove compartment. Write down:
- the names and addresses of all
drivers and passengers involved in the accident
- license plate numbers
- the make and model of each car
- driver's license numbers
- insurance identifications
- the names and addresses of
witnesses
- the names and badge numbers of
police officers or other emergency personnel.
- If you run into an unattended
vehicle or object, try to find the owner. If you can't, leave a note
containing your name, address and phone number. Record the details of
the accident.
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RIGHTS RESERVED -
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