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Can I drive legally without insurance?
NO! Almost every
state requires you to have auto liability insurance. All states also
have financial responsibility laws. This means that even in a state
that does not require liability insurance, you need to have sufficient
assets to pay claims if you cause an accident. If you don’t have enough
assets, you must purchase at least the state minimum amount of
insurance. But insurance exists to protect your assets. Trying to see
how little you can get by with can be very shortsighted and dangerous.
If you've financed your car, your lender may require comprehensive and
collision insurance as part of the loan agreement.
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