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Elderly drivers
People 55 years or
older are less likely to drive aggressively or too fast. That’s the
reason that most insurance companies offer discounts to drivers over
55.
Still, older drivers are more likely to have impaired hearing and
slower reflexes, or to be using prescription drugs that might slow down
their reaction time. Older drivers’ eyesight deteriorates, so they need
more light to see, are more sensitive to glare and have a narrower
peripheral field of vision. So if you are having problems driving at
night or in difficult conditions, use common sense and try to avoid
driving when it is dangerous. If you drive when you are not physically
able to do so safely, your insurance company may not renew your
coverage. You may also want to take a defensive driving class designed
for seniors. Inform your insurer that you have taken the class and you
may be eligible for a discount on your insurance premium.
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