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Health Insurance Topics

(Articles provided by Insurance Information Institute)


Health Insurance Basics

The rising cost of medical care and the resulting pressure on health insurance premiums makes health insurance top priority if you want to have your health expenses covered at a reasonable cost. The current health insurance system is quite complex and constantly changing. The information below may help answer your questions:


What kinds of health insurance are there?

How do I pick a health plan?

Can I buy an individual policy?

If I change jobs or become unemployed, can I bring my coverage with me?

Where can I get more information regarding health insurance?


Long-Term Care Insurance Basics

Because of old age, mental or physical illness, or injury, some people find themselves in need of help with eating, bathing, dressing, and other physical activities. Long-term care insurance can help pay for such care in the future, in the event you are faced with the need for such assistance. The information below can help you understand some of the issues to consider when deciding on a long-term care insurance policy.


What is "long-term care"?

Will I need long-term care?

Should I buy long-term care insurance?

How much does long-term care cost?

What's the best age to buy long-term care insurance?

What features of long-term care policies should I focus on?

How can I save on long-term care insurance?

Should I invest the amount I would pay in long-term care insurance premiums instead of buying long-term care insurance?

What are "Partnership for Long-Term Care" programs?

 
    
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