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Home Insurance Topics

(Articles provided by Insurance Information Institute)


Homeowners Basics


What is homeowners insurance?

What is in a standard homeowners insurance policy?

Are there different types of policies?

What type of insurance do I need for a co-op or condo?

Does my homeowners insurance cover flooding?

What type of disasters are covered?

Can I own a home without homeowners insurance?

Can I get insurance if I rent my home?

How do I take inventory and why?

What's the difference between cancellation and nonrenewal?


Buying And Saving Money


How much homeowners insurance do I need?

Do I need special coverage for jewelry and other valuables?

I'm installing a pool - what kind of insurance do I need?

Where can I buy insurance?

How do I pick an insurance company?

How much will it cost?

How can I save money?

What does my credit rating have to do with purchasing insurance?

What information do I need to provide to my agent?

What if I can't get coverage?

How often should I review my policy?

Should I purchase an umbrella liability policy?


Help!  I Have To File A Claim


How do I file a homeowners claim?

How does the payment process work?

How is the settlement amount determined?

What can I do if I am having trouble settling my claim?

What is a public adjuster?

How can I avoid scams after a disaster?

 
    
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